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Are we saving enough? The macroeconomics of savings gap

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Article

Pomerantz, Olga ; Weale, Martin R.

National Institute Economic Review

2005

191

January

79-93

balance of payments ; comparison ; household income ; retirement ; saving

Austria ; Germany ; Ireland ; Italy ; Netherlands ; Sweden ; Spain ; United Kingdom

Income distribution

English

Bibliogr.

"We assess the adequacy of saving in the United Kingdom from a macroeconomic perspective. We present conditions needed for wealth to grow in line with income and discuss the circumstances in which capital gains can represent a substitute for saving. We show that reference to balance sheets can be misleading because they fail to identify the cost of future consumption. A savings gap of between

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